Why Get Business Insurance?

Your business's financial wellbeing is very important especially if you are unable to work due to injury or illness. You can reduce the financial risk and keep yourself covered by having Business Insurance. 

What Monthly Income Covers Are Available For Business Insurance?


With Business Expenses Cover, you can keep your business running if you suffer illness or injury. As a sole trader, small business owner or if you’re in a partnership, you can claim the costs of running your business if you are unable to work due to illness or injury over a two-year period. So while you recover, you can have peace of mind that it’s business as usual.

Business Expense Cover

As well as being a pain in the neck, business liabilities keep going even if you’re not working. This cover pays business expenses for up to 12 months at a time if you’re unable to work because you’re sick or injured. Business Expenses Cover can keep your business running smoothly while you’re out of action.

Business Disability Cover

If an owner or key person in the business is temporarily unable to work because they’re ill or injured, Business Disability Cover will be paid for up to 2 years. This means the business will receive a regular monthly payment to keep operating, hire a replacement contractor or to supplement some of your lost revenue.

Farmers Disability Cover
Farming is the lifeblood of New Zealand. This specialist cover will provide a monthly benefit of 35% of your farm turnover if you’re unable to work due to illness or injury. This can be used to hire a contractor or to help cover farm running costs while you’re out of action.


Whatever your business goal, we'll work with you to take your business where you want it to go. Your goal's our goal. Let's go.


Helping you achieve your business goals...safely

Whether you're starting a business, growing your business or looking for ways to manage your day to day banking, we've got accounts, services, tools and business specialists to help you.