Personal Loan

Personal loans allow you to borrow money for specific purposes like: travel, home renovations and repairs or getting a new family car.

With competitive interest rates, flexible terms and payments that are suited for you, you can choose from Secured and Unsecured loans.

We can help you with your personal loan applications. Contact us if you want to know more about this.

Normal lending criteria and loan terms apply.

When applying for personal loan, you'll need to meet the following lending criteria:

  • Be at least 18 years old.

  • Receiving a regular income.

  • Having enough money left over at the end of month, after your expenses are paid, to meet your loan repayments.

  • Being a New Zealand citizen, permanent resident or if you’re a non-resident, have more than one year left on your work visa.

  • Proving your identity and earnings.

We need to get the following from you:

  • Your personal tax details, including your Foreign Tax Identification Number (TIN) if you are a tax resident of another country.

  • Details of your income, expenses, assets and existing debts.

  • Three months of bank statements as proof of your income.

  • Completed application form

Repayments and fees

Here are the personal loan payments and fees:

Fee Type

Fee Amount

Establishment and documentation fee

Loan payment failed fee

Overdue payment
(You will be charged default interest in addition to the normal interest rate on any overdue balance until the overdue balance is paid.)

Change repayment amount

Make lump sum payment

Pay off loan

Your existing interest rate +5% p.a.





$10 per failure

Your property is more valuable than you think

Even if you could afford to replace everything, it often makes sense to consider this insurance. If a covered event that completely destroys everything you own would result in major financial stress, you should seriously consider purchasing the insurance

and Go Financial Solutions Ltd. is always ready to accompany you from start to finish.